How It Works Specialties Compare
Now accepting founding members — Los Angeles, CA

Healthcare
without the
middleman.

Direct access to board-certified specialists from $50/month. No referrals, no authorizations, no surprise bills. Use your HSA.

You are on the list! We will send more info shortly.

Founding members lock in their rate for life.
No credit card required. Cancel or change anytime.

JR
MT
PS
DK
127 people already on the waitlist
8 founding physicians committed in Los Angeles
👁️
$50
Eye Care / mo
⚡
24h
Response time
✓
HSA
Eligible
Where would you
like to start?
Tap an area to explore
Hair
Eyes
Teeth
Skin
Aesthetic
Eyes
Explore ophthalmology options
$50/mo →
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No referrals needed ◆ HSA & FSA eligible ◆ Starting at $50/month ◆ 24-hour specialist access ◆ No surprise bills ◆ Los Angeles launch 2026 ◆ Concierge care at scale ◆ No referrals needed ◆ HSA & FSA eligible ◆ Starting at $50/month ◆ 24-hour specialist access ◆ No surprise bills ◆ Los Angeles launch 2026 ◆ Concierge care at scale ◆
The Problem We're Solving

Despite spending nearly $5 trillion a year on healthcare, the average American still can't get to a specialist when they need one.

50%
Can't afford their deductible
Half of insured families still can't afford to use their coverage when they need it. The deductible has become a wall, not a floor.
31d
Average specialist wait time — and rising
It now takes an average of 31 days to see a specialist in major U.S. cities — the longest ever recorded. Dermatology averages 36 days, OB/GYN 42 days. In some cities, waits exceed 65 days.
1 in 3
ER patients need a specialist
Roughly 1 in 3 people who visit the ER have a condition requiring specialist consultation — often recommended within 48 hours. Most wait weeks to get that follow-up appointment.
How It Works

Four steps.
No insurance required.

01
Choose your specialties
Browse our specialty app store and subscribe only to the medical fields you need — starting at $50/month each. Add or remove anytime.
02
Complete your AI intake
Our AI care coordinator collects your health history and triages your concerns — saving your specialist's time for what only they can do.
03
Meet your matched provider
Matched to a board-certified specialist within 24 hours. Message, video consult, or book in-office — your choice, always.
04
Get care. Pay nothing extra.
Your monthly fee covers consultations, Rx management, and care coordination. No co-pays, no authorizations. Use your HSA or FSA.
Los Angeles Launch Roadmap
👁️
Ophthalmology & Optometry
Virtual · In-Office · Surgical
from $50/mo
Live 2026
🫧
Dermatology & Aesthetics
Virtual · In-Office · Procedures
from $69/mo
Q4 2026
💆
Hair Care & Restoration
Virtual · In-Office · Surgical
from $50/mo
2027
🦷
Dentistry & Orthodontics
Virtual · In-Office
from $49/mo
2027
🦴
Men's & Women's Health
Virtual · In-Office
from $50/mo
2027
👂
Psychiatry & Mental Health
Virtual · In-Office
from $50/mo
2027
✨
Plastic Surgery
Virtual · In-Office · Surgical
from $250/mo
2027
More to come...
The Honest Comparison

We didn't invent
concierge care.
We made it affordable.

Unbundled Health
Traditional Insurance
Referral required for specialists
✓ Zero referrals, ever
~ Often Required
Wait time to see specialist
✓ 24 hour access
✗ 31+ day average
Prior authorizations
✓ None, ever
✗ Required for most care
Surprise billing
✓ Flat monthly fee only
✗ Common
HSA / FSA eligible
✓ Always eligible
~ HDHP plans only
Virtual + in-office + surgical
✓ Full care continuum
✗ Fragmented
Direct specialist messaging
✓ AI-assisted, 24/7
✗ Not available
Join the Waitlist

Be the first in Los Angeles
to access care,
unbundled.

Founding members lock in their rate for life and get priority access at launch. We're onboarding a limited number of members to ensure every person gets an exceptional experience from day one.

Rate locked for life — price never increases
Priority access before public launch
Personal onboarding call with our team
No credit card required to join waitlist

Reserve Your Spot

30 seconds. No commitment, no credit card.

You are on the list! Our team will reach out within 48 hours.

Your data is never sold or shared. By joining you agree to receive
updates about Unbundled Health's Los Angeles launch.